Sunday 6 December 2015

Self Mastery and Action Are Your Passports To Massive Success

I don't have to tell any of you that throughout the history of the world, some people have sought to control other people's lives. From the garden-variety politician to dangerous dictators - they all fancied themselves as the anointed ones. And, when people seek to control your life, it's usually for their benefit, certainly not for yours. It is all about power. Those who have the power try to exert mastery over others.
Thankfully, we live in societies that have evolved. People are becoming much more aware of their power. We have started to realize the power we have to control our own destinies and our ability to achieve Self-Mastery. We are no longer as reliant upon, or freely accepting of, slick talking politicians telling us what to do or how to think. And that's a good thing.
The most exciting thing that I will share with you today is that the key to individual Self-Mastery is available to all of us. Each of us can achieve our own degree of Self-Mastery, and therefore, reach all of our goals, and all of our dreams for ourselves, our family members, and our loved ones.
The key to our individual Self-Mastery can be summed up in one word. That word is, "Information." Those who have access to information can have power. They can transform themselves and others in ways that were unimagined just a few years ago.
What I've said about the power of information leaves an obvious question. But before I get to that question, a few points.
All of us understand that the knowledge needed to transform anyone's life is available to everyone. It's available to the drug addict on the street corner, just as it's available to the kid in college.
  • It's also available to the grandmother.
  • It's available in libraries.
  • It's available with further schooling.
  • It's available in eBooks online.
  • It's available in teleseminars.
  • It's also available in this article.
The opportunity to pick up on the specialized information that we need to transform our lives is everywhere. Given this, Why do some people generate incredible results, while others scrape by?
Asked another way, "Why isn't every person empowered, wealthy, healthy, achievement-oriented, and successful?"
The reality is that even in our high-tech, high-knowledge world, just having information is not enough. If all any person needed were ideas - then everybody would be on top of the world. We'd all be rich in accomplishments.
The truth is that action is what turns information and ideas into achievement.
Action is behind every great Success. Action leads to achievement. Information and knowledge are only potential, until they get into the hands of someone who knows how to make himself or herself take effective and powerful Action!
I have long observed that we all get great opportunities in our lives. The difference is that only a very few recognize and take action with their opportunities.
Self-Mastery is all about the ability to Take Action!
What you achieve in your life is determined by your ability to take individual Action!
Sometimes we get into the self-destructive trap of thinking that those who've achieved tremendous success were lucky or have some unique "gift" that we as normal people don't have. The reality is that the gift that they have is not a secret or unique or even, a "gift!"
The "gift" they have is the courage to take effective and Powerful Action. As a result, they have the ability to achieve Self-Mastery. I cannot emphasize enough that each of us can develop Self-Mastery. Each of us!
Article Source: http://EzineArticles.com/expert/Darryl_Mobley/151554

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Friday 4 December 2015

Getting Out Of Debt, The Hard But Effective Way

Getting out of debt is never easy. You should never believe that you can have overnight success and be financially free. While it does happen from time to time, you should take into consideration that most people do not have the drive to do this. Have you ever met a wealthy or successful person? Have you noticed their attitude or mindset? They are determined, resourceful people. The road to success starts with thinking like someone successful, and you have to be stubborn if not deliberate about it. Make sure you have the drive, don't give up even for a moment. So for the moment, you need to set your goals, and first should be getting out of debt. Keep your focus, it's not fun or easy.
What are your spending habits like? Are you eating out frequently, are you buying impulse items, are you not bargain shopping? Are you using your credit card as a crutch? I want you to force yourself to sit down, write down exactly how much you spent on those, and bargain shopping is harder to judge, so start with eating out and impulse items. How much did you spend a week? The likely answer for most is too much.
Now, are you a smoker? Do you drink on a regular basis? Are you buying soda? How much did you spend last week on those? Right now on average, a smoker will spend $45 a week on cigarettes. That's a $180 a month you could have in your pocket!!! How much did you spend on the other items? Chances are, you're spending $200-$500 a month you don't need to.
Does your drive outweigh your need to smoke, drink, impulse buy? Would the satisfaction of getting out of debt be more useful to you than the temporary effects you'll face as the toxins leave your body? If the answer is no, stop reading. No one can GIVE you a road to success, you have to make it. If your answer is yes, continue reading.
I want you to get into the habit of scrutinizing all of your purchases. Did you really need that item? How could that money have been better spent? Actively think about it until it becomes second nature. Start cutting down your expenses and the money can go to what you owe in life.
My father is a successful businessman, and when I was younger, he would drill into me the concept of prioritizing bills. House, Food and basic utilities should ALWAYS be your first paid. If you can't afford it, don't try to do it anyways, you'll hurt yourself. Turn off that cable box, watch the free shows on the air. Oh yes, they're not as good as your premium movie channels, but they're...free. Goto a home improvement store and buy some weatherstripping. Place it in windows and doors. I'll write a guide on how to do that before long. Turn the air conditioning up a few degrees or your heater down a few degrees. Get into the habit of turning off all lights before bed time.
The difference between you and a financially successful person is their drive to do whatever is needed to save money at every corner. A little here and there might not sound like much but it adds up fast. A few improvements here and there can save you an extra $20-$30 a month in utilities.
Do you have credit cards? If not, this part is not for you.
Go through all your credit cards and figure out how much you're spending per month on finance charges. We're going to set priorities here. If you have a credit score of 650 or better, you'll have some bargaining power with your lending banks. Start calling them to see if you can have your interest rate reduced. If they refuse or you don't have any bargaining power, then another option would be to talk with a local credit union. Otherwise, rank each credit card by how much interest they're charging you, use the money that you'll be saving to get them paid off much much faster. Start with paying the minimum on all of the others except the highest interest rate/highest finance charge and pay them off as much as you feel you can.
Article Source: http://EzineArticles.com/expert/Kevin_Shaw/178514

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Thursday 3 December 2015

Wednesday 2 December 2015

Wealth Generation Is A Goal Each One Of Us Wants To Attain

Wealth is something that we all want to have but it is the question of how we get it. It is not something that will come to us asking to be taken away; instead we are supposed to create wealth generation opportunities in order to have that ultimate wealth. Every time we see a rich Hollywood star or businessman that is very wealthy, we often imagine what sins "I had done to be poor". Not every one is born with a golden spoon so if you have the will to be rich than you should look at the number of opportunities that might come your way to be rich. Before the chance is gone pounce on it.
Creating wealth is not an easy process, neither is it a short process nor is it trouble-free. None of us can become millionaires overnight, for earning a lot of money, thought has to be put in. People look upon investment as a great way to build wealth. In fact it is a great way. Many people have made al lot of wealth by investing. But there are some people who have come across investment as a bad experience, ever imagined why investment that is seen as a boon can turn into curse. The answer is pretty simple, at the time of investment there was no thought or study put in, and in response what you might have got is negative results. This is where you might have come to the conclusion of being satisfied with what you have, but this is wrong. You will see that your friends and relatives have prospered in all these years, and as for you, you were satisfied with what you had. It is not that you were satisfied with what you had, but you lacked that extra courage that the others had. You started looking at opportunities as negative ones as you feared losses. The fear of risk is something that you have developed.
It is acting as blockade in your path to success. You can remove this mental block with help available. You know how to build wealth but you don't know how to avoid those negative thoughts. Those ifs and buts that rise in your mind have to be taken care of, and this is only possible with your willingness.
So if you have decided to overcome your mental barrier, the first thing you require to do is look for help. I am not talking about help that will make you rich, but help that can conquer your negative thoughts. In this regard help from a treatment that deals with a persons brain is required, having said that is there anything better than hypnosis. In this area of concern, hypnosis can help your mind to relax. A mind that is relaxed and is free from stress and anxiety will be able to take decisions properly. You can put in your deep thoughts as to where you can invest and how you can reap from your investments. Your overall way of looking at opportunities will change you will be able to take decisions that will act in your favour.
This hypnosis treatment is available in the form of mp3. You can download its contents from the Internet. Having done this you can start using it and miraculously you will see that you are making the most of your money making opportunities. The best productive time should be used to the fullest of extent.
Article Source: http://EzineArticles.com/expert/Shanat_Kuphur/104167

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Monday 30 November 2015

How to Become Wealthy in Network Marketing Online

Do you want to learn how to become wealthy in network marketing? This is something very possible to accomplish as long as you're willing to invest the time and hard work necessary to make it happen. The industry of network marketing has been around for a very long time and it is very popular even now. The key to becoming wealthy and being successful in this industry depends on your choice of company and your choice of promotional method.
There are going to be many different companies that you can choose from in the network marketing industry. It is going to be very important that you dedicate time to doing research on each one of the companies that you encounter and are interested in. By doing research you are going to be able to gather a lot of good information that will help you when having to make the final decision.
Two of the key factors that you have to keep in mind when searching and researching different companies are affordability and ownership. You have to make sure that you look into the company to find out how much is it going to cost to become involved in it. Also it is always good to look into the ownership of the company to know what kind of owners are the ones running it.
Once you're able to find a good affordable company with great ownership then you have to concentrate on researching the different promotional methods that you can use to promote your business. Since you're just starting out it is going to be best to look into the methods that do not cost any money. As you continue to promote your business and grow it will make you profit and that profit is going to help invest in other good methods that require money in the long run.
Starting out with a residual income affiliate problem is a smart move.
Article Source: http://EzineArticles.com/expert/Willox_Perez/292648

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Saturday 28 November 2015

How to Become Wealthy at a Young Age - 3 Wealth Building Tips to Remember

Want to know how to become wealthy at a young age? Then this article might help. I'm not talking about young heirs or lottery winners. I'm talking about self-made names like Mark Zuckerberg of Facebook and Chad Hurley of YouTube. Guys like them have made it big time despite their relatively young age!
If you want to learn how to become wealthy at a young age, break the barriers and see where life brings you, then these tips might help:
Wealth Building Tip # 1: Know Your Passion.
Following your passion is one thing. Knowing what it is in the first place is another. Most of the time, people aren't even aware of how much they can do with their talents.
For example, you might see your daily musings on your blog as just everyday recollections; but to others, you might have the potential to become the next J.K Rowling or the next John Grisham.
Sometimes, we just don't appreciate what we have until somebody else points it out for us. It's a matter of awareness. Everybody is talented and passionate about something. Take time off to see what yours are.
Wealth Building Tip # 2: Open Your Own Shop.
Many people who become wealthy at a young age attained their status by starting their own business. You can get a job with a high-ranking position and a good salary; but in the end, you're still just an employee.
By starting your own business, you get to call the shots. As for the profits - the sky's the limit. However, opening your own shop can be risky, too. After all, you're putting yourself on the line here.
Be smart with your decisions and investments. Get professional advice as much as you can before embarking on any business venture.
Wealth Building Tip # 3: Use Your Money Wisely.
If you want to become wealthy at a young age, you need to understand the importance of proper financial education and management. Even if you may have a lot of money now, you can lose them in the blink of an eye if you're not careful with your budgeting and financial decisions.
Learn to manage your money properly. Set aside a certain portion for savings and emergency purposes, a portion for investment opportunities, a portion for self-development, a portion for charity and a portion for your expenses.
And when it comes to using money, don't put all your eggs in one basket. It never does anybody any good to be frivolous when one's wealth is at stake.
These are just some of the proven tips on how to become wealthy at a young age. Everybody has their own strategy of course, but it wouldn't hurt to stick by these three very important points. Who knows, you just might end up on the next Forbes list.
Article Source: http://EzineArticles.com/expert/Michael_Lee/565

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Saturday 7 November 2015

How to Become a Millionaire Fast in Today's Economy - 6 Tips

The majority of today's millionaires are a different breed from those of previous generations, primarily because they have learned how to become a millionaire fast rather than simply inheriting enormous wealth. In 2010 the United States boasted more than 8.4 million households with assets over $1 million, up 8% from the 2009 figures. This figure was still lower than the 2007 high of 9.2 millionaires due to the drop on real estate values, but the steady increase proves you can make your own million even in a struggling economy if you know what you are doing and commit to that. The increasingly numbers of younger entrepreneurs is proof that your first million can be made faster than you might have ever thought possible.
Studying the success stories of these one-generation millionaires shows that they share several common characteristics and strategies that have led them to become financially wealthy and independent. They do not necessarily have the highest IQ, the most important family or political ties or even the most elite education. What they do possess is a drive to succeed at something they are passionate about. This drive pushes them toward their vision with enthusiasm and a positive attitude that draws in the useful support of those around them.
They know both their own strengths and weaknesses and tend to surround themselves with a team that can help them achieve their goals. They are willing to work as long and as hard as it takes because they truly love what they are doing. For example, Mark Zuckerberg, Facebook founder and owner, just recently rented a larger but unexceptional home to be closer to his company offices where he already often works more than 16 hours a day.
The following steps can help you to achieve your financial goals using the same successful strategies millionaires such as Zuckerberg have discovered:
1. Know your own worth. What are you good at and what are you passionate about? What would you love doing all day even if the pay was less than you deserved? The average millionaire makes 17 failed attempts before finding the niche that really works for him/her.
2. Know what you want. Do you want to know the best way to become a millionaire fast? In the United States the average age of achieving this goal is 54, but there are many who are there by age 45 and a growing number of much younger entrepreneurs who are claiming the same success. Be specific about where you want to see yourself in three years, five years and ten years. You might even want to think about when you want to retire or how you want to spend those later years.
3. Develop a strategy. Today's most successful young millionaires have made their money by selling a service or a product. Today's millionaires followed outline and proven steps to become a millionaire fast. It is not impossible, but it often takes longer to build your own wealth while working for someone else and helping them build theirs.
4. Start with a project that you can manage. Build your self-esteem while you build your reputation. Just work harder than anyone else in your field. A strong work ethic is a common factor in becoming a financial superstar. Find ways to differentiate your service or product and market, market, market it.
5. Learn from others. Don't be afraid to study other successful business models and imitate what works. Why waste time re-inventing the wheel when you can benefit from what is already working? Surround yourself with like-minded energetic, positive entrepreneurs but keep your thoughts independent as you follow your own path to success.
6. Manage the money you now have by: 
  • Paying off outstanding debts as quickly as possible.
  • Living below your means so that you can save and invest.
  • Setting aside an emergency fund for unexpected bumps in the road.
  • Learning to delay gratification by making decisions that support your long term goals.
  • Getting sound financial/business advice from experts as needed.
You can achieve wealth in today's economy, but finding your niche, marketing it successfully and working hard are probably the keys. In spite of the nay-sayers, only about 10% of new businesses fail each year and 65% are still moving forward four years later. 
Article Source: http://EzineArticles.com/expert/Bill_Ingram/252592

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Thursday 5 November 2015

How to Become Rich by Jim Rohn

There are some interesting and powerful insights on how to become rich according to the great Jim Rohn.
Why should you listen to him? Why should you bother taking advice from this successful person?
The late Jim Rohn was a famous American entrepreneur, author and motivational speaker. He focused on the fundamentals of human behavior that most affect personal and business performance. His is the standard to which those who seek to teach and inspire others are compared.
Jim Rohn is the one who definitely can tell you, based on his experience, how to become rich and powerful in life.
It is up to you to take advantage of his great teaching. It is your choice whether you really want to know how to become rich. You can now have a chance to learn from the best of the best.
If you wish to know how to become rich, if you're serious about becoming a wealthy, powerful, sophisticated, healthy, influential, cultured and unique individual, the best you can do is to develop in yourself a habit to keep a journal. Don't trust your memory. When you listen to something valuable, you immediately ought to write it down. Or when you happen to come across something important, don't be shy to write it down. Other way, you will loose it for sure.
Jim Rohn says that by keeping a journal of his own thoughts he is not just committed to his craft. He adds that if you are willing to know the secret of how to become rich, you must be committed to life, committed to learning new concepts and skills. That's the real advantage of keeping a journal. That's a true secret of how to become rich in life you are leading.
Jim Rohn once said about the relation between the past and the future the following:
Take time to gather up the past so that you will be able to draw from your experiences and invest them in the future
Rohn finds three treasures to leave behind for the next generation. Three treasures that are able to keep you on track and in the right direction of how to become rich.
The first treasure is your pictures. Take a lot of pictures. Don't be lazy in capturing the event. How long does it take to capture the event? Just a second. How long does it take to miss the event? Just a second as well. The idea is not to miss the pictures for when you're gone, they'll keep the memories alive.
The second treasure is your library. Its goal is to help you develop a philosophy. The books on personal development you read help you discover how to become rich and powerful, healthy, sophisticated and unique. Your library is going to help you feed your mind and soul. This treasure is one of the greatest gifts you can leave behind.
One of the true resources that let you know how to become rich in your head.
The third treasure is your journal, your some kind of diary. It is the idea that you picked up, the piece of information that you gathered and decided to make a use of in the future. They are your thoughts which can lead you to the situation when you are sure how to become rich.
Taking pictures, that is pretty easy. Buying a book at a book store, that's pretty easy. It is a little more challenging to be a student of your own life, your own future, your own destiny. Take the time to keep notes and to keep a journal. You'll be so glad you did. What a treasure to leave behind when you go. What a treasure to enjoy today.
Article Source: http://EzineArticles.com/expert/Daniel_Kasztura/1503282

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Tuesday 3 November 2015

How To Become Rich - 3 Easy Tips That Will Teach You Exactly How To Become Rich

If you want to learn how to become rich congratulate yourself because you've came to the right place. Not only is this article going to show you exactly how to become rich but you're also going to learn how to do it from the comfort of your own home.
Before I start though, let me ask you how serious are you about making money, how serious are you about becoming rich?
You see, most people aren't most people will say someday I'll do this or someday I'm going to be rich but to be completely honest with you someday never happens, if you're one of those people you're going to have to make some changes.
The first step you need to take in order to become rich is to DECIDE right now that you really want to be rich.
The second thing you should know is that you're never going to get rich working for someone else. You're never going to learn how to become rich trading your time for money making other people rich.
Here's a scary but true fact for you...
Did you know that 98% of people retire dead or dead broke by age 65 and only 2% of people retire wealthy?
Do you know what the 98% are doing?
They're doing the same thing you and I were taught growing up, the same thing you're most likely doing right now working a j.o.b. (just over broke). Do you remember being told in order to be successful in life you must go to school, get a degree, get yourself a good job, and spend the next 40 years of your live slaving away to the rat race?
We were all sold this lie and were taught to believe it was "The American Dream" but you and I both know that it's actually "The American Nightmare" because it's scary.
So if you want to learn how to become rich, happy, and successful and you don't want to end up being broke, depressed, and miserable you'll want to pay close attention to what I'm about to say.
START YOUR OWN HOME BASED BUSINESS!
That's right the wealthy people, the 2% are working for themselves! They are creating fortunes from home, working when they want, traveling wherever they want, and spending more time than you could dream of with their families and friends.
They have the nicest cars, the nicest homes, and are extremely happy because they no longer have to worry about money.
Just picture yourself waking up each morning to a few extra thousand dollars in your bank account? Imagine being able to travel anywhere you want in the world and actually get paid for it, imagine having all the free time and money in the world to do the things you want instead of the things you don't...
In closing, if you really want to learn how to become rich find someone who is already rich, find someone how already owns their own business who can teach you how to do the same. Good luck on your quest to become rich, I know you can do it!
Article Source: http://EzineArticles.com/expert/Jayson_Shawver/116917

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Sunday 1 November 2015

How To Become Rich Working For Yourself

If you have been wondering how to become rich for yourself; this article is for you. We will reveal the truth about how to become rich...no it may not make you rich. However we will give you some facts about why people get rich and others do not. You can learn how to become rich working for yourself; as long as you are willing to do what it takes.
First of all congratulations on knowing what you want many people want to learn how to become rich; however they are not willing to do what it takes to make it a reality. Now it is time to begin taking action. Many people say they want more money; however they never do anything about it. They sit back and just think that the money will come into their account.
They sit back and say that someday they will follow their dreams; unfortunately that day never comes. You have to take a stand today and go for your dreams. The thing you have to do is Decide right now that you are going to do whatever it takes to make your dream to become a reality. Sit down and write down your goals; what do you want how much extra money do you want. If you know where you want to end; chances are you will get their.
Second you must realize that people will never become wealthy working for other people. However I recommend that you keep your day job while you are working on your business until you can walk away from your job safely without jeopardizing you and your families financial situation. You can easily begin several home businesses from home without having to sacrifice your financial situation.
Did you know that 98% of people retire dead or dead broke by the age of 65 and only 2% of people retire wealthy.
You can stay away from being a part of the 98% by beginning your own business. So what kind of business should you begin? From my own personal experiences I would pursue a business that does not require large start-up costs. Something that you can easily follow and is proven to work. Stay away from the ones that promise you overnight success; there is no such thing as overnight success; unless you win the lottery.
Become involved with a system that will teach you how to do things correctly. I highly recommend internet marketing and making money from affiliate programs. You do not have to have a website, product or a lot of money to get started. You can easily do this while keeping your day job and begin to see the profits almost immediately. There are several forums you can visit that will teach you what to do and most importantly what not to do.
If you want to visit a site that will walk you through step by step; it will be like someone holding your hand so you will not fail. Visit my site below and get all the facts and information you require to begin making money with your new online venture. In order to learn how to become rich; you must find someone who is already rich and follow what they did. This will most likely ensure that you do not fail; plus it is a lot easier than doing it on your own.
Article Source: http://EzineArticles.com/expert/Willie_Davis/207881

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Sunday 25 October 2015

Shut Up and Grow Rich

"Silence is a source of Great Strength."
Lao Tzu
If you want to be truly successful then you're going to have to shut up! Seriously. Stop talking, turn off the smartphone, turn off the TV and sit in silence. And here's the coup de grais... do nothing. Regularly.
Am I talking about meditation? Not exactly... stick with me on this. It's something both easier and much harder... yet extremely rewarding...
You want to be wealthy, right?
Yes, I mean financially wealthy but also wealthy in every area of your life. You want your life to produce profit that leads to contentment, excitement and happiness?
In that case you need ideas. Yes, wealth (of all sorts) comes from good ideas - in the first instance.
Top innovator and business guru Ron G. Holland says that running a successful business requires not just the ONE good idea but dozens if not hundreds of them.
He has written 20 books, Millionaire Mindset the internationally famous Talk and Grow Rich and The Millionaire Secret to mention a few, which make use of his classic formula for riches:
· Stillness
· Silence
· Solitude
He says he discovered this by accident when he was trying to set up a chain of motorcycle shops but could not afford the stock to fill them.
Whilst mooching around - doing nothing - he received the idea of bringing in all the motorcycles other people could not sell and taking a commission from the sale of each one. This made him very successful.
He so swears by the practice of sitting in silence waiting for ideas from his subconscious that he does it every day for between 5 minutes and four hours. He visualises the result he wants with strong emotion... and then lets his mind generate the solutions for getting it. As a successful businessman he sits around... until ideas come.
He's not the only one. I read about a company that pays one of its top executives to do nothing but think up new ideas. Yes, this process can be forced - just read A Whack On the Side of the Head or Serious Creativity. But why not let your mind do the work?
Sam Adeyemi, author of Ideas Rule the World says:
"Every human being is potentially wealthy and prosperous. The poor person is one who does not have ideas because ideas are the seeds that guarantee a future harvest. A mango seed is ultimately a mango forest."
It's more than likely that you have accidentally experienced this yourself -Have you ever been mulling over (or fretting over) a thorny issue in your life and couldn't solve it?
You threw up your hands (or aimed a kick at the dog) and went to do something else.
You got out of your own way and (without realizing it) let your super-sized unconscious do the processing. When your brain is relaxing or doing something repetitive it's enjoying some downtime and can start processing the data it's been given earlier.
For me it's walking but it could also be washing up, kicking a ball around, or mowing the lawn. It is a cliché that people get their best ideas in the shower but it's true!
And this is what you need to do.
1) Visualise it solved, examine it from every angle you know how. Build up as much emotion to experience it with as you can.
2) Sit in silence until you get answers
I try and get at least ten minutes downtime every day. I pop on my industrial headphones (the type used by those guys with mechanical diggers!) and clear my mind. The effect is cumulative and at first, you may only manage a few seconds (Andy Shaw says 15 seconds is the goal) but keep on clearing your mind (don't cheat, start again if you see or hear something) and you'll be able to do it longer and longer.
After just ten minutes I am refreshed and sometimes have received an amazing idea. The trick is not to force it. We have approximately 86 billion brain cells. Let them do the work!
During this time I have already received new ideas for mobile phone accessories, ecological energy generation in shopping malls (!) and I'm working on a women's jewelry project after receiving some designs that seem unique.
I've also received insights and advertising copy for a gold and silver trading I'm helping out with. All this seems reward enough for shutting up!
Do you fear the silence?
But...
"Silence is only frightening to people who are compulsively verbalizing."
William S. Burroughs
We are a society addicted to motion...
Many people of the tech generation cannot bear to be without some sort of noise, some sort of distraction. I was on the platform waiting to catch a train the other day and glanced down it to see everyone had a smart phone in front of their face.
My teenage son at one point started to physically shake if his phone vibrated while he was talking to me. If he could not look away he got anxious.
But all this stimulation comes with a cost. It leaves us... quite frankly... overstimulated and unable to relax.
I myself have experienced the other side of NOT getting downtime. I get nervous exhaustion, shout at my loved ones, and get depressed and fatalistic.
So visualize passionately - and then do nothing.
We've had personal development gurus drumming it into our heads that we must take action, action, action. But frantic action without a plan is just thrashing around.
"Take action by taking no action."
Ancient Joshian proverb
Before all the beer-drinking couch dwellers start cheering about the above I should mention that you do NEED to take physical action, write, make calls, study etc.
I also realize that not everyone can see the pictures in their mind's eye.
Win Wenger, pioneer and innovator of some truly amazing creativity techniques said that the subconscious mind is ALWAYS showing you answers to questions you are posing - you just are not aware or used to seeing them.
For those of you who 'don't see pictures I recommend you learn Image Streaming, a descriptive technique for generating ideas and becoming more aware of your answers.
You can find a free e-book on it here. I have personally taught this technique and had someone who just felt their answers 'break-through' to seeing images within a few minutes.
The advantages of clearing the communication channels means you can tap into your intuition more easily and the more trust you build with your unconscious, the faster you can get answers.
The other night I was looking for ideas for an e-book cover. I looked at several covers by famous personal development authors, spent a few minutes thinking about them and went to bed.
The next day, I was out walking and BAM - cover ideas popped into my head, titles flashed up and I recorded them on my smartphone. Later that day I mocked up some covers, sent them to the author and he really liked them. I KNEW my mind would give me the answers I needed.
"In Silence there is eloquence. Stop weaving and see how the pattern improves."
Rumi
Using silence properly leads to mental control... which leads to... everything?
If you read books about Quantum Physics many of them state quite bluntly that you actually create the reality you see around you. Personally, I think this is not true* but I certainly agree that if we play-assume that we are responsible for creating our personal experience of reality then we'll play more careful attention to how we think and act.
In The Complete Guide to Genius it says that 'control of the mind leads to control of everything... If you want to create a certain physical outcome, the way to do this is using your MIND and CONTROLLING the mind.
Whether or not that is true, the purposeful silencing of the mind does lead to increased mental control. Andy Shaw, creator of the Bug Free Mind series calls it No-Mind and the Genius guide says:
"When you control the mind you enter the Silence. This is the state of nothingness and is a form of consciousness within you. All the great geniuses of all time were able to keep their mind SILENT at all times. When you enter the silence, you are in the superposition state to manifest any outcome you want. When not in the silence, you are stuck in the physical plane of reality and are just a human cog in a great physical machine. Controlling the mind to enter SILENCE is about NOT HAVING ANY THOUGHTS. It is the CONTROLLED ABSENCE of thinking which allows you to enter the Silence and nothing else. If you thought you could "think" your way to genius, you are wrong. You must stop your thinking consciously and enter the silent state of mind for success to happen."
So, there it is. In fact, silence literally is golden in that during silence you can get ideas worth solid gold! So visualize your goals, get excited about them - and then SHUT UP!
Article Source: http://EzineArticles.com/expert/Joshua_Cartwright/2033236


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Friday 23 October 2015

Financial Planning Is Not Just for the Wealthy

Financial planning involves assessing your current monetary situation, analyzing past activities, and making plans for the near and long-term future. Setting goals is an effective way to conduct yourself purposefully. By setting economic goals for yourself, you can ensure that your decisions and actions are in line with the things you want to achieve. Everyone can derive benefits from conducting this personal analysis, whether wealthy or not.
Are Goals Practical?
Once you define your ideals and what you want to achieve in the future, it's important to analyze your plans to ensure that they're practical and possible. For example, you might set a goal of paying off your mortgage to become debt-free. Many people share this desire. Make sure that the timeline of your plan is attainable. Paying off your mortgage is typically possible for consumers, but analyze the timeline of your goal for practicality. It may not be possible to make your final house payment by the time you're 30, but it may be possible before you turn 40.
Find Errors and Flaws
Most people experience economic blunders from time to time. Financial planning can help illuminate errors you might be making in the way you manage your income and savings. For example, after examining and analyzing your economic status, you might find that you are using your credit cards unwisely. Carrying a balance when you don't have to pay monthly interest on credit card debt can be a significant and unnecessary expense for the convenience of using credit cards.
Control Expenditures
Defining what you want helps put these ideas into the forefront of your mind. When you have these specific intentions, it can become easier to control and reduce unnecessary spending. The more you save each month, the more money you can direct toward your goals. This process can be exceptionally motivating for many consumers, especially once you start seeing positive progress.
Consider Risks
Considering risks is another aspect of financial planning. Investments can increase your income by earning a return on the initial investment amount. Some types of investments are riskier than others, so investors must analyze how much risk they can comfortably manage before making any decisions. For example, investing in certificates of deposit is comparatively low-risk. However, this type of investment typically does not earn a high rate of return due to the lower risk involved.
Search for Opportunities
Financial planning experts can help consumers find opportunities to maximize earnings. For example, many employers offer employees special investments, such as 401(k)s and flex-spending plans. Passing on these opportunities might mean missing out on significant chances to earn from investments.
Designing economic goals and then implementing them will make it possible to track progress toward achieving goals. Some people like to track monthly, while others prefer to sit down and analyze progress once or twice each year. Whatever method you choose, stay vigilant about monitoring your financial condition and measuring your movement toward financial success.
Article Source: http://EzineArticles.com/expert/Andrew_Stratton/83489

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Wednesday 21 October 2015

Money, Success and Happiness

Wouldn't it be great if you could win the lottery, or if that rich uncle in Nigeria you keep getting emails about, really was true and not just a scam, but you were really about to become fantastically rich? Having a great deal of money would certainly make life easier, but does it lead to happiness?
To most people health and wealth are two completely different concepts, but to anyone who is truly interested in having a wealthy life they are synonymous. What would all of the riches in the world mean, if you were not also healthy enough to enjoy them, and have important people in your life to enjoy them with?
The reality is in life there are many things that cannot be bought. No matter how wealthy you are, you cannot buy back your health, or buy back one second of time after it has passed. When you look at it like this, the truth is obvious; time is the absolute measure of how rich a person is. To be able to fully appreciate each and every moment before it is gone.
The world would be a much better place if more people would stop and truly think about the many blessings they have had in their own lives: parents, spouses, siblings, children, friends. The relationships one cultivates with friends and family are priceless, they cannot be bought, nor can they survive without diligent, caring attention. The measure of a person's success is only in the minds of others. Riches will indeed equal success in the minds of most, but only if that person is also well thought of, otherwise it just becomes a footnote to resentment. We have all heard of what many think of rich people, like: 'they are all crooks' or 'corrupt' or dishonest'.
Health is another on the long list of overlooked fortunes. What use is a king's ransom, if your health is failing? Yes, money will buy doctors and medical treatment, and depending on the nature of one's afflictions, it may even buy back health. However, if you are at the end of your days, and it is only a matter of time before you depart this world, will money bring you solace? Will it grant you one ounce of comfort, or do anything to remember you, when you are gone? Your family and friends will, they will be the ones there to remind you of the difference you made in this world. They will be the ones to tell others about you even long afterword. You will live on in their hearts and minds.
There has been any number of success stories throughout history, people known for their fame and outrageous fortunes. Were they truly happy, though? Some were, but these were mostly people who would have happy if they had been poor instead.
The late Steve Jobs comes to mind. Here was a man who measured his success by innovation. His dreams were never of becoming rich, he achieved that many times over, yet he kept going. His dreams were of making life better for the whole of the human race by disseminating information and devising new ways of doing so. In truth, if he had been a financial disaster, he'd have still been happy if he had enough money to continue his work. That was all he wanted.
Princess Diana; the woman who became royalty, but still rubbed elbows with the poorest of the poor. Few people have as much claim to the title of humanitarian as princess Diana. She could have lived every moment in lavish comfort and decadence, but instead she chose to go out and get her hands dirty by trying to make life better for those who were much less fortunate. At her death, the whole world mourned her passing.
Then there are those who, despite becoming fantastically rich, are never the less fantastically unhappy. The stories you read about in magazines, hear about on the news, the ones who say ' money ruined their lives'. I find this very hard to believe. I'm more inclined to think that a series of unwise decisions are what 'ruined their lives'. They stopped cultivating the precious relationships they had, and couldn't understand that money won't buy everything, especially happiness. Some of these even used their wealth to actively destroy their health through drugs. These were people who had yet to learn the basics of happiness.
Money can be a wonderful thing, but without one's: health, family, friends, appreciation, and respect, it is completely worthless.
Todd provides coaching, practical workshops, and keynote talks to help professionals of all ages achieve their own versions of a wealthy lifestyle. By drawing on his vault of knowledge in business, personal growth, wealth psychology and investment strategy, Todd is helping people just like you; generate more wealth to support your highest values in life.
Article Source: http://EzineArticles.com/expert/Todd_Polke/1931876


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Monday 19 October 2015

7 Secrets That Most Wealthy Marketers Don't Share

Do you want to have a successful internet business? There are plenty of proven products and services out there to offer. The key is choosing one that makes your life easy. The greatest thing about the internet, is that it has the ability to automate almost everything. Computer software and downloadable E-books offer the most promising results. There is no shipping, no inventory, and virtually no cost to duplicate software. This means 100% profit when it comes to your product.
Another important factor is that software can be downloaded instantly. In todays society of instant gratification, many solutions are possible for getting what you want, when you want it. Nothing is easier than clicking a button and receiving an instant download. A large percentage of the most successful internet marketers have made their fortunes selling software. Let's expand and begin to understand what the 7 secrets of a wealthy marketer are realy about.
1. You need to market real products. When you also have a product that provides real value, it can create referrals like wildfire. You definitely want people talking about your product. They say bad publicity is better than no publicity, but why not have a positive light shed on your product? If you are going to take the time to set up a business, you might as well do a little research finding and choosing a good product to offer the marketplace.
2. You need the ability to get paid immediately on all of your sales. It is always best when you are in control of the money. If you have to wait around to get paid by some middleman company, it can put you out of business overnight. Imagine if you rack up a ton of sales and the middleman suddenly goes out of business. There goes all of your profits, and you might be up the creek. It's happened to myself twice. Steady cash flow is vital to any successful business. It's not only vital to keep your bills current, but expansion capital can be the difference between survival and success.
3. You need a way to effectively advertise, that also doesn't break your bank in the process. Advertising is the key to any successful business. Some people put all of their eggs into one basket. They buy a years worth of advertising from some company before they even test it. This is crazy. Advertising should always be tested on the smallest possible scale to see if it proves profitable. The best advertising is FREE advertising. And there are many effective ways to advertise on the internet for free. Cost or no cost, the bottom line is how much do you spend and how much do you make. If you spend $100 to make $50 you will be out of business quickly. Every penny counts. Don't let yourself get nickled and dimed.
4. You need the right tools to automate your marketing process, to increase your daily sales consistently. The internet offers many tools to automate any business. Look at auto responders. They are essential. Imagine if you had 1,000 new customers a week. Can you imagine the manpower and time it would take to contact each one of them individually? Utilizing FAQ (frequently asked question) pages and offering an informative website are two things you can do to keep your phone from ringing off the hook.
5. You need a way to leverage yourself, so those you sign up become a sales team for you... to create more revenue for yourself... and have a system in place so your sales team never slows down. Creating an affiliate program or duplicating your marketing system for others is the key to big money. You can help put someone in business, and help them do the same thing you do. You are on your way to big bucks if you can build in a small profit percentage.
6. You need training and support from real-life mentors who are already successful. Mentors who are making multiple six-figure incomes now. It is so much easier to succeed at something when you have a proven model. When someone else has succeeded before you, you truly know it's possible. There is no reason to reinvent the wheel. We live in a world with almost 7 billion people. If every person in the world gave you just one cent, you would have almost $70 million dollars.
7. You should consider working from home. Starting a home based business is a lot easier these days due to the power of the internet. Working your business from home triples your chances of success. You can avoid the additional overhead of a retail store, phone lines, furniture, etc by working directly from home.
There are home businesses and programs that really work. There are some internet businesses that are highly automated. It takes work to start and succeed with any business, so don't be fooled by companies who claim to do all of the work for you. Do your research. Seek and you shall find. The only shortcut in life is to know that there are NO shortcuts. Put everything into what you doHealth Fitness Articles, and you too can become a wealthy marketer.
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7 Secrets That Most Wealthy Marketers Don't Share

Saturday 17 October 2015

The Wealthy Mindset

What is the difference between wealthy people and poor (even average) people? It is not all the money that wealthy people have and the average don’t, nor the luxury, nor the lifestyle. It is their mindset.

A few lucky people have won a lot of money and become wealthy overnight but in short time many of them have returned to their prior financial condition too soon. There is no trace of all the riches they have once won. Very few of them can stay wealthy long enough to actually improve their quality of life.

Why? Because it is not the money and the luxurious lifestyle that make people wealthy. It is their mindset.

Real wealthy people act differently upon the big cash they can get their hands on and upon everything else
pertaining money and possession. And this is because they think differently from most average people in the first place.

Let’s think this through and discuss the way average people think…

As soon as they can get their hands on a big fat check, average people would almost immediately go shopping. Buy the latest model car, luxurious home, or spend it on renovation, once-in-a-lifetime luxurious vacation… blah blah blah.

They think that in order to really become wealthy, they have to possess all the stuff that wealthy people would have, travel to places wealthy people would go to, drive the cars wealthy people would drive or live in
big mansions where wealthy people would live.

Real wealthy people can afford all the above simply because they have higher purchasing power. Most of us, on the other hand, would think that by having all those above we just might be considered as ‘wealthy’. We tend to think that to become wealthy we have to ‘act’ or ‘live’ like those who in reality are.

Ironically, the fact is to become wealthy we have to ‘think’ like real wealthy people.

Once again I must say that it’s the mindset that makes people wealthy. It’s neither their possessions nor what they spend their money on.

Most of us go shopping while holding on to this principle: Buy now, struggle later.

When wealthy people go shopping they think: Delay it now, invest the money, and have all you want later on! They embrace delayed gratification.

Generally, too soon, the average people would end up in debt due to their principles of immediate
gratification. And in most cases their debt worsens. Car loans, furniture loans, education loans, home loans,
credit cards… and who knows what else.

As the story continuous, I believe, it becomes more and more familiar to the vast majority: In order to pay off all the debts, they become slaves of their own jobs after they realised that they had been “slaves of their own debt” for some time.

To them, a job becomes a necessity as opposed to a choice. It is chosen based on how big the salary is to pay off their debt, instead of on the satisfaction the job provides.

Can these people retire early? No. In fact, they wouldn’t even dare to think about it! They are too deep in debt to quit and to just come and go almost at will.

On the other hand, not only do the wealthy know the negatives of being in a debt, they also know precisely the advantages of being debt-free. By being debt-free, they have more money to save.

The more money wealthy people have, the more they can invest in their own businesses. Exactly these businesses are their assets that generate life-long passive income for them. True wealthy people have known for decades that having traditional jobs would NEVER make them rich. It would make their bosses rich for sure but there is no way acquiring real wealth merely by trading time for money.

Can business owners retire early? Yes. Having your own business means having passive income for life (more likely even longer than that). If you work consistently on growing your business, you will come to a point where your passive income exceeds your daily living cost.

If this happens, you can choose when to work, where to work or what. Your choice of jobs will not be limited by how much money they provide. Moreover, a job for you would be more of a choice than a necessity. Even if you chose not to work, you would still have money coming in from your business.

This is what real freedom is and this is exactly how wealthy people think!

Ironically, I have met some people who sneer at the idea of investing in a business. For some reason they think that people who are interested in investing must be so much in love with money, or even slaves of it.

Most average people think that business owners must have become wealthy by the drive of their greedy,
selfish minds. They tend to think that business owners must be slaves to their money and riches that they could actually have riches so abundantly now.

The truth is their mindset is exactly the opposite.

Exactly because of UNSELFISH reasons, business owners set up their businesses in the first place.

By having their own businesses which generate passive income for them, they have quality time to spend with their loved ones.

They are not too busy to go to their daughter’s first dance recital or to show up at his son’s birthday party.

They are not too busy to spend a one-week holiday with their spouse. They are not too busy (nor too broke) to be involved in voluntary social work.

The average traditional worker, on the other hand, would not be able to just go and have a holiday anytime he pleases. He has a too tight schedule to come to his daughter’s dance recital or his son’s 6th birthday party. And, hey, he’s too busy (and too broke) to do voluntary social work! He needs jobs that pay well and
social works just won’t do.

Well, who is the selfish one now?

Most importantly, because the businesses wealthy people own generate passive income not only throughout
their lives but also throughout the lives of their children and grandchildren, business owners prove themselves even more UNSELFISH than the average people do.

People with typical jobs will either retire broke or die poor, leaving their families with nothing (if not with their remaining debt).

By having the right mindset, you will not only be able to have abundant riches, but also a great chance to live abundantly: do all the things that provide satisfaction, spend quality time with you family and friends, and have all the time and money to voluntarily help other people and make your part of the world a better place to live.

Above allComputer Technology Articles, having the right mindset will give you a chance to care and provide for your family even after you
leave this planet.

Are you ready to adopt the wealthy mindset?
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The Wealthy Mindset

Thursday 15 October 2015

How to Live Within Your Means

Planning and goal setting are critical to your success if you want to become wealthy. The two key traits of people who do not become wealthy are, firstly, they tend to spend all of the money they have and, secondly, they do not know what they spend their money on. The lack of goals is the main culprit. Ric Edelman, author of The Truth About Money and Ordinary People, Extraordinary Wealth, calls this "spending unconsciously". He says the reason why people spend without giving it much thought is they have no goals. Without goals, we live unconsciously from moment to moment, we never plan for the future, we spend all of our money, and as a result, we are unlikely to ever become wealthy.
"Unconscious spending" is more prevalent in our society than we realise. I would estimate approximately 80% to 90% of the population do it. With the exception of one or two people, the vast majority of my clients had no idea what they spent their money on until I asked them to prepare a list of their total expenditure and outgoings before our first session. In fact, many were too frightened to do the initial exercise and waited until they arrived at my office, so I could help them through the ordeal. Money matters simply scare people. They are terrified to know how out of control their finances are. Yet, this is precisely what needs to be done before we can start working on a solution.

Whilst it is important to become relaxed and carefree with our financial matters, this does not mean careless. We become carefree with money when we know that it is not a scarce resource, we work on increasing our income, we invest a little time on a regular basis to plan and review our finances, and we systemically set aside part of our earnings regularly to build our savings and investments for the future. We are careless with money when we don't keep track of what we are spending and squander money on things that are wasteful, extravagant and not needed. 
I often compare money to water, another important commodity in our lives. Both are essential and critical to our survival, however, we rarely worry about water in the same way we do about money. We systematically set aside water when it rains in dams and reservoirs to provide us with water ‘on tap' when we need it. We are careful not to waste water, however, at the same time we can relax and not have to worry about it on a day to day basis. When we apply the same reasoning to managing money we are well on the way to becoming wealthy.

After we resolve our beliefs about money and realise that becoming wealthy is within our possibilities, the next step is to put aside a little time to set goals and do some planning. Planning does not have to be an arduous affair. It takes approximately one to two hours upfront to prepare your plan and, thereafter, an hour a month to review or revise it.

The first part of your plan is to set some goals. For example, accumulating $500,000 in income-producing assets in 15 years is not a difficult goal to achieve. If you save $170 a week into investments returning an average of 15% per annum for 15 years, you will have your half a million dollars. Goals will help you focus on the future and increase your willpower to prevent overspending. The more concrete you make your goals, the more committed you will be to achieving them. Set timeframes and break them down into manageable steps, as in the example above, to make your goals more realistic and attainable.

Along the way, however, we also need to manage our day-to-day spending to ensure that we set aside the required savings to achieve our goals. In designing the Money Program, I used a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income. The four categories are Fixed Costs, Variable Costs, Discretionary Costs and Savings.

Fixed Costs are your essential costs that are known and have to be paid on a regular basis. For example, mortgage or rental payments, personal loans and credit card repayments, insurance, council rates, and school fees. These costs are usually determined by your lifestyle choices, the size and cost of your house, cars and major possessions, and therefore difficult to change without making major adjustments to the way you live. 

However, because fixed costs are comprised of debt and committed payments, they are critical in determining your ability to create wealth, as well as your capacity to lead a stable financial lifestyle. If your fixed costs are too high, you will probably be living from payday to payday worrying about the next large bill that arrives. If your fixed costs take up too much of your weekly pay packet, there will be less to spend on other essential costs, and often little for luxuries - unless you go further into debt.

Variable Costs include our essential living expenses, which can vary from week to week, yet you have some control over what you spend. These will include food, clothing, groceries, mobile phone expenses, medical and motor vehicle running costs, such as petrol and repairs.
The previous two categories relate to essential costs that we cannot live without. Some are controllable (variable costs) and some are set (fixed costs). Discretionary costs are expenses that are non-essential and highly variable. These costs are very much in your control and where most choice is possible about how much is saved each month. For example, entertainment, dining-out, presents, holidays and all luxury items that we love but can live without. I affectionately call this part of our budget, our ‘play money'. The problem with most budgets is they often exclude this significant element and this is why most people fail. We all need a little play money and a few luxuries in life.

Whilst working with this formula with my clients, I found that people who live within their means tend to spend their money roughly within the 40%-30%-20% rule. That is, their fixed costs are roughly 40%, their variable costs 30% and discretionary 20% of their net income. The more I worked with this formula the more I realised it was an excellent way to achieve two things. First, it provides you with a simple effective method for planning and allocating your finances, and secondly, it is the perfect method for getting you out of debt and into wealth.
The most critical category is fixed costs. The fixed costs of people who are living comfortably within their means are generally around 40% of their income. People with fixed costs above this percentage, tend to lead lifestyles that cost them more than they can afford. The size and quality of their homes, cars, furniture and other items that they have borrowed for, have forced them into excessive debt. Because fixed costs are comprised of debt and committed payments, they are crucial in determining your ability to create wealth. If you want to be wealthy, you have to be committed to dropping these costs below 40%.

When clients first come to me, their fixed costs are often 50%, 60% or even 70% of their net income. The aim is to reduce that percentage to 40% or less, over time. Creating wealth is about building strong financial foundations that cannot be shattered regardless of what we may be faced with in the future. Regrettable, strong foundations take a little time to build.
People in severe financial hardship usually have fixed costs that are greater than 65% or 70% of their net income. This is usually due to excessive debt or insufficient income. People who are in financial crisis, where they tend to live from payday to payday and seem to be going from one financial problem to the next, tend to have fixed costs between 45% to 60% of their income. If their fixed costs are approximately 40% of their income, they are living comfortably within their means, and if their fixed costs are below 40%, they usually have excess money that could easily be channelled into additional savings and investments. So the key to good financial management is managing and controlling your fixed costs.
Remember, it is all done by measuring your fixed costs: if your fixed costs are 40%, you are living within your means, if your fixed costs are above 40% you will be putting yourself under financial strain, and if they are below 40% you will be in a surplus position. Therefore, if you want to accelerate your wealth, keep your fixed costs well below the 40% mark and invest the surplus.

If excessive debt is keeping your fixed costs high, formulate a debt free plan and do not go deeper into debt. Learn to live with cash. It is far more finite and when the cash runs out, you know you definitely cannot afford to buy those extra purchases. If low income is your problem, consider all alternatives to increasing your income. These may include: part-time work, turning hobbies or crafts into cash or investing in additional training to further your career prospects.

Also, to decrease your fixed costs you may have to make some difficult decisions about the way you live. Is the house you are living in far too costly for you? Are you running two cars when one could suffice? Can you downsize anything now, which is costing you far too much money? Are you trying to live well above your present means buying clothing, accessories or electronic gadgets that you cannot afford? Are you a shop-oholic, and can never resist a bargain - regardless of whether you need it or not? Are your credit cards always to the maximum limit and you cannot afford to pay the balance? These are often difficult choices to make, but well worth it in the long run.

Remind yourself that you can have the bigger house, cars, toys, etc - later, when you can better afford them. If you get a bigger mortgage to upgrade your house or borrow for a better car, you will increase your fixed costs. By keeping your fixed costs as low as possible, you will accelerate your progress to becoming wealthy. Your plan should always aim at decreasing your fixed costs below 40% by either increasing your income or decreasing your debt, or both. Once you have achieved this, use the extra money to add to your savings and investments. This is the guaranteed way to accelerate your path to wealth.

Copyright © Ann MarosyComputer Technology Articles, 2002



How to Live Within Your Means