5 Easy Steps To Become A Millionaire

Ever thought about you being a Millionaire? Ever thought about what it would take to become a Millionaire? Anyone ever shared with you how you can become a Millionaire? Interesting questions right?
I'm not sure about you, but no one ever sat me down and said, "this is what you need to do if you want to be a Millionaire." I've had to struggle through my life just like everyone else. The only difference is I've made many sacrifices in my life to learn from the correct people, I've read lots of books to expand my knowledge and value to the world and now I would like to take a few minutes to share with you 5 Steps to get you started so you can become a Millionaire.

1) See Yourself already As A Millionaire

Long before you can ever become a Millionaire, you need to start visualizing yourself as a Millionaire. Who will benefit from you being a Millionaire besides you? How will you help people? What will you do with the money?

These are important questions. You can't just want to be a Millionaire and poof you are one. Sit down and create a vision that you can see in your own mind of you as a Millionaire. Think about is so much that you can see what you are wearing, what you drive for a car, who you are surrounded with and what house you are in.
The more details you can clearly see in your vision the more your mind will be able to help you start making it your reality.

2) Change Your Friends

This one may be really tough for a lot of you who are reading this. I don't want you to suddenly tell your existing friends they're not worthy of your time. But you do have to understand that you will stay at a success level of your closest friends.
If your closest friends make minimum wage, pick apart your dream and have none of their own, how likely do you think that you will become a Millionaire? If you start hanging around with people who want success, who strive for their goals in life and make a ton of money, you'll be forced to change. This will really help change your mindset and help you to start thinking like a Millionaire.

3) Stop Concerning Yourself With What People Think About You

Many people never take action because they are afraid that their closest friends and family will find out what they are doing. They are afraid they may even make fun of them. When they find out you actually have dreams and are working towards them, some of your friends may slam your dreams and be jealous.
Stop concerning yourself with what they think. You and only you know what you want, what you desire in life, that you want to be a Millionaire. Just because they are not willing to put in the time and effort to become a Millionaire, doesn't mean that you can't go for it.
You have to look out for yourself. Besides, when you become a Millionaire, think about how you'll be able to help inspire others to do the same as you did. How would that feel?

4) Believe In Yourself 

OK, so you now have a vision for yourself of you being a Millionaire. You've reached out to some new friends who are more successful than you and never give up on their goals. You have stopped concerning yourself with what others think. Now, you need to start believing in yourself.
One good way to start believing in yourself is to use affirmations. Think about the steps you need to go through to become a Millionaire. Write down the first few that will be easiest to accomplish on a piece of paper. Then re-write them every night before you go to bed and again when you first wake up. This is when your brain will best use the information. Write them as a question and form the question as you have already accomplished them.

This will start training your sub-conscious that you already have accomplished these affirmations and your mind will help you start making them your reality.

The sooner you believe you can really become a Millionaire, the sooner it will really happen. The only person who can make you a Millionaire is you. Start believing in yourself today!!!

5) Take Massive Action

Once you have your vision of you becoming a Millionaire, it's time to take Massive Action. It's not time to tip toe around and think about how to become a Millionaire. It's time to get started and really go for it.
Remember though, this will not happen overnight. This is a marathon, not a sprint. So please pace yourself. Do you think Tiger Woods became the world's best golfer by hitting 1,000,000 balls in a month. No! He hits thousands of balls every single week. He took massive action every single day to get to where he wanted to be. You can do the same.

Imagine working less than an hour per day and growing an online business that will enable you to become a millionaire. Imagine attracting 10-20 brand new leads every day. Imagine sponsoring 5-10 new team members per month, without ever bothering your family and friends or making an cold calls to an unmotivated generic business opportunity leads. Imagine finally utilizing a proven attraction marketing system literally guaranteed to produce result after result once you have it set up.

Benefits Of Online Marketing

Marketing has always been an important part of every business strategy. It is a medium to keep the target audience informed about a company's product or services. The methods of marketing have changed considerably over time. As more and more consumers are turning to internet for their buying decisions, marketers are realizing the importance of marketing their goods and services online. Online marketing involves making use of techniques like social media marketing, SEO, content marketing, email and mobile marketing to reach a target audience.

Online marketing allows businesses to build direct relationship with their customers around the world. Developing an effective campaign can help your business attract more customers and achieve unprecedented growth. Here are some of the benefits of using online marketing techniques to promote your business:

-Global Reach- There are no geographical constraints in this type of marketing. It offers you a wider reach by allowing you to overcome barriers of distance. You can sell your product and service to your targeted audience residing in any part of the world at any time of the day.

-Cost-Effective- Marketing a product online costs less than marketing them through other means. It does not involve any travel cost, printing cost and cost to employ people to set up direct relation with customers. The cost of starting an online marketing campaign does not cost much but gives you a wider audience reach and quick results.

-Track real-time Results- There are various tools available online which allows you to track the real-time performance of an online marketing campaign. They help you in continuing with the campaigns which are yielding good results and shut down those which are not able to make an impact on the customers.

-Social Media- Social media plays a very important role in the promotion of goods and services. Customers pay a lot of attention to reviews and comments posted online before buying any product or service. You can easily take advantage of the growing reliance of customers on social media by incorporating platforms like Twitter, Facebook and LinkedIn in your online marketing campaigns.

-Relationship Building- This type of marketing is a good way to establish relationship with your customers. It also allows you to get quick feedback for your product or service and help build a sense of community. You can stay in touch of your customers y sending them follow up mails and informing them regularly about deals, discounts and new product launches.

A well developed online marketing campaign can open a world of whole new opportunities for your business. Hire the services of a professional online marketing company to get the best out of your marketing campaigns.

Earning Money With Affiliate Marketing

The positive aspects of earning money with affiliate marketing far out weigh it's downside. Not only can you test a market in just a few weeks or even days, to find out its potential. You also have the flexibility to start over if you hit a dud without much invested. It really is the best way to start if you're looking to earn money online.

It is very tough to do that if you start off trying to earn money online by creating a product from scratch. You would also need to create winning sales material, do a lot of marketing and testing. Then you have to deal with support and refunds. Your investment in time and money will be too high. One you can't afford, if you want to make relatively quick money online.

That is why it is highly recommended to earn money online by being an affiliate for popular products that you can promote when you are starting out.

As your skill and experience increase. You will be able to set systems in place to make the work load fast and effective. And as your cash flow income starts to grow steadily, it would then give you an opportunity to create your own products to sell if you choose to do so. At this point you can afford the risk of putting some time and money into the project as you have money coming in. You will also have more confidence and experience in the marketing process.

How do you earn money as an affiliate? Here's the best way to start earning money with affiliate marketing.

Here are a few general guidelines to start you off:

1. Pick a product that interests you.
2. The product must convert well and is a proven seller.
3. The commission should be high enough to justify all your effort. Above $20 is good.
4. You must have a system that will enable you to convert a visitor to a lead and then to a buyer.
5. If you have no budget, then you must know how to drive free traffic to your sales funnel.

OK, the first 3 guidelines above is fairly easy to determine. You can review the details page of any affiliate program directory and find out what is selling well and how much commission they pay out. Some products offer 70% commission. A few even offer 100% commission because they just want the quality lead to sell their backend products.

So here's a sales system that has worked very well for affiliate marketers.

1. Have a strong landing page.
2. Lead your visitors to a free high value product through your video squeeze page.
3. Collect leads by having your visitors opt-in in exchange for the free give away.
4. Have a pre-set sales message, that soft sells your products in case they don't buy right away.

The sales system is where most affiliate marketers trip off.

It is simpler to just build a page with some articles that is related to the affiliate product and have an affiliate links that forwards to the offer. The problem is that you will miss out on a big opportunity to actually build a sustainable business.

Building a good sales system is not as hard as you may think. If you've noticed some of your favorite digital products online will have this same system in place. Because it works! And it works very well. Take a clue from these hot selling products and copy their method of selling. Yes, copy it. It's a winning formula and it will increase your results.

If your visitor doesn't buy, their gone for good and you have to start over with the next prospect.

But by building a list, you have the opportunity to:

1. Build trust and credibility which will make it easier for leads to buy from you.
2. Have the opportunity to keep selling with future communication.
3. Have the opportunity to sell related products down the road.
4. Have the opportunity to have an existing audience ready to buy when you launch your own product.
5. Have the opportunity to survey your list on what their biggest problems are within the niche topic you've chosen, so you can develop a product that will solve that problem.
6. Build your name and your brand as an expert in your niche, which will come in handy when you try to network and JV with other marketers as well as having credibility when you recommend products.

You can earn a lot of money as an affiliate way before you start creating your own products, so go ahead and start as an affiliate marketer as a way to earn quick money online.

Earn Money With Internet Marketing

I'm guessing that you are currently in the same position that I was in a few months ago. I used to wake up early in the morning, struggle to the bathroom and take a shower, downstairs for a strong black coffee just in time for the breakfast news. Then onto work in a car, stuck in traffic jams for what should have been a relatively short journey.

Eight hours at an office sitting around punching in useless data, filing paperwork, endless photocopying and answering inane calls. Then back home by 6pm, and finally settled down by 7pm. That would give me approximately four hours to spend with friends, family and partners. Then back to bed ready to wake the next morning to go through the same routine.

All this for a wage packet just large enough to cover most bills and a little left over for savings and, perhaps, a few luxuries over the month. Like me, you probably realize by now that there is far more to life than this. I was sick of working my tail off and giving up around 11 hours of my waking day to make someone else some money...someone who could easily fire me at any time of their choosing.

This is why I decided to look into self-employment and stumbled across the idea of internet marketing. If you spend long enough browsing internet marketing forums, you'll see some sensational thread titles such as 'My first $20,000 day'. It's obvious that there is a terrific sum of cash to be made online, so there are only two questions you need to ask yourself if you wish to make money with internet marketing:

1. How do you make money with internet marketing?
2. Are you prepared to do what it takes to succeed?

There is a famous learning curve when it comes to internet marketing. You need to realise that it is easy to make money online and, yes, you can make big money very quickly online. The real secret is knowing how to do this. And it is this secret that represents the learning curve. This brings us to point two, namely you will need to resolve to learn everything you need to in order to succeed with online marketing.

It may take you a few weeks, even a few months, to develop a general overview of the entire internet marketing scene. You'll need to know the difference between PPC and affiliate marketing, between product launches and joint ventures. Once you have an overview and have an idea of how everything works, then by all means launch yourself into things.

There are many routes to go, but the best is almost certainly by using free methods, such as affiliate marketing or making cash through blogs. If you can make four figures a month using either of those methods, then you know you're made for internet marketing and, eventually, you will be able to quit your job and go into this full-time.

Ultimately, if you wish to make money with internet marketing, you need to be prepared to learn before you earn. Be persistent and diligent. An established internet marketer with a high six-figure income once told me that he estimated 95% of would-be marketers drop out before ever earning a cent, simply because they are too impatient to master the basics. If you're toying with the idea of online marketing just because you wish to raise $2000 in 24 hours, then look elsewhere. Eventually you may well be able to raise that kind of money in that kind of time period, but first you must learn how to do it. Always bear this in mind, and you will go far.

Making Investment Plans

Step 1: Meeting Investment Prerequisites-Before one even thinks of investing, they should make sure they have adequately provided for the necessities, like housing, food, transportation, clothing, etc. Also, there should be an additional amount of money that could be used as emergency cash, and protection against other various risks. This protection could be through life, health, property, and liability insurance.

Step 2: Establishing Investing Goals-Once the prerequisites are taken care of, an investor will then want to establish their investing goals, which is laying out financial objectives they wish to achieve. The goals chosen will determine what types of investments they will make. The most common investing goals are accumulating retirement funds, increasing current income, saving for major expenditures, and sheltering income from taxes.

Step 3: Adopting an Investment Plan-Once someone has their general goals, they will need to adopt an investment plan. This will include specifying a target date for achieving a goal and the amount of tolerable risk involved.

Step 4: Evaluating Investment Vehicles-Next up is evaluating investment vehicles by looking at each vehicle's potential return and risk.

Step 5: Selecting Suitable Investments-With all the information gathered so far, a person will use it to select the investment vehicles that will compliment their goals the most. One should take into consideration expected return, risk, and tax considerations. Careful selection is important.

Step 6: Constructing a Diversified Portfolio-In order to achieve their investment goals, investors will need to pull together an investment portfolio of suitable investments. Investors should diversify their portfolio by including a number of different investment vehicles to earn higher returns and/or to be exposed to less risk as opposed to just limiting themselves to one or two investments. Investing in mutual funds can help achieve diversification and also have the benefit of it being professionally managed.

Step 7: Managing the Portfolio-Once a portfolio is put together, an investor should measure the behavior in relation to expected performance, and make adjustments as needed.

Considering Personal Taxes
Knowing current tax laws can help an investor reduce the taxes and increase the amount of after-tax dollars available for investing.
Basic Sources of Taxation-There are two main types of taxes to know about which are those levied by the federal government, and those levied by state and local governments. The federal income tax is the main form of personal taxation, while state and local taxes can vary from area to area. In addition to the income taxes, the state and local governments also receive revenue from sales and property taxes. These income taxes have the greatest impact on security investments, which the returns are in the form of dividends, interest, and increases in value. Property taxes can also have a significant impact on real estate and other forms of property investment.

Types of Income-Income for individuals can be classified into three basic categories:
1. Active Income-This can be made up of wages, salaries, bonuses, tips, pension, and alimony. It is made up of income earned on the job as well as through other forms of noninvestment income.
2. Portfolio Income-This income is from earnings produced from various investments which could be made up of savings accounts, stocks, bonds, mutual funds, options, and futures, and consists of interest, dividends, and capital gains.
3. Passive Income-Income gained through real estate, limited partnerships, and other forms of tax-advantaged investments.

Investments and Taxes-Taking into tax laws is an important part of the investment process. Tax planning involves examining both current and projected earnings, and developing strategies to help defer and minimize the level of taxes. Planning for these taxes will help assist investment activities over time so that an investor can achieve maximum after-tax returns.

Tax-Advantaged Retirement Vehicles-Over the years the federal government has established several types of retirement vehicles. Employer-sponsored plans can include 401(k) plans, savings plans, and profit-sharing plans. These plans are usually voluntary and allow employees to increase the amount of money for retirement and tax advantage of tax-deferral benefits. Individuals can also setup tax-sheltered retirement programs like Keogh plans and SEP-IRAs for the self-employed. IRAs and Roth IRAs can be setup by almost anyone, subject to certain qualifications. These plans generally allow people to defer taxes on both the contributions and earnings until retirement.

Investing Over the Life Cycle
As investors age, their investment strategies tend to change as well. They tend to be more aggressive when they're young and transition to more conservative investments as they grow older. Younger investors usually go for growth-oriented investments that focus on capital gains as opposed to current income. This is because they don't usually have much for investable funds, so capital gains are often viewed as the quickest way to build up capital. These investments are usually through high-risk common stocks, options, and futures.
As the investors become more middle-aged, other things like educational expenses and retirement become more important. As this happens, the typical investor moves towards more higher quality securities which are low-risk growth and income stocks, high-grade bonds, preferred stocks, and mutual funds.

As the investors get closer to retirement, their focus is usually on the preservation of capital and income. Their investment portfolio is now usually very conservative at this point. It would typically consist of low-risk income stocks and mutual funds, high-yield government bonds, quality corporate bonds, CDs, and other short-term investment vehicles.

Investing In Different Economic Conditions
Even though the government has different tools or strategies for moderating economic swings, investors will still endure numerous changes in the economy while investing. An investment program must allow the investor to recognize and react to changing conditions in the economy. It is important to know where to put your money and when to make your moves.
Knowing where to put your money is the easiest part to deal with. This involves matching the risk and return objectives of an investor's plan with the investment vehicles. For example, if there is an experienced investor that can tolerate more risk, then speculative stocks may be right for them. A novice investor that wants a decent return on their capital may decide to invest in a growth-oriented mutual fund. Although stocks and growth funds may do well in an expanding economy, they can turn out to be failures at other times. Because of this, it is important to know when to make your moves.

Knowing when to invest is difficult because it deals with market timing. Even most professional money managers, economists, and investors can't consistently predict the market and economic movements. It's easier to understand the current state of the market or economy. That is, knowing whether the market/economy is expanding or declining is easier to understand than trying to predict upcoming changes.

The market or economy can have three different conditions: (1) recovery or expansion, (2) decline or recession, (3) a change in the general direction of its movement. It's fairly easy to observe when the economy is in a state of expansion or recession. The difficult part is knowing whether the existing state of the economy will continue on the course it's on, or change direction. How an investor responds to these market conditions will depend on the types of investment vehicles they hold. No matter what the state of the economy is, an investor's willingness to enter the capital market depends on a basic trust in fair and accurate financial reporting.

Stocks and the Business Cycle
Conditions in the economy are highly influential on common stocks and other equity-related securities. Economic conditions is also referred to as the business cycle. The business cycle mirrors the current status of a variety of economic variables which includes GDP, industrial production, personal disposable income, the unemployment rate, and more.
An expanding business cycle will be reflected in a strong economy. When business is thriving and profits are up, stock prices react by increasing in value and returns. Speculative and growth-oriented stocks tend to do especially well in strong markets. On the flip side, when economic activity is diminishing, the values and returns on common stocks tend to follow the same pattern.

Bonds and Interest Rates
Bonds and other forms of fixed-income securities are highly sensitive to movements in interest rates. The single most important variable that determines bond price behavior and returns is the interest rate. Bond prices and interest rates move in opposite directions. Lower interest rates are favorable for bonds for an investor. However, high interest rates increase the attractiveness of new bonds because they must offer high returns to attract investors.

Best Small Business To Start At

What do you love doing during your leisure time? Which are your hobbies? Did you know that you can turn those hobbies into a business idea? There is nothing nicer than venturing into a business which is related to something that you love and you have passion for. It does not matter what your hobbies are. All you need is a good financial plan, hard work and patience.

According to Rachna D. Jain, the founder of business coaching firm "Excel with Ease Coaching" in Columbia, most successful entrepreneurs are the ones who have a passion for the work they do. Off course starting a business of your own has its own benefits. For instance, you are the ultimate authority in the business meaning you drive all business processes including marketing, pricing and production. You are also in a position to take financial risks hence turning every day's challenges into new opportunities.
Listed below is a list of business ideas which can be related to your hobby and which you can start a business with.

1. Consultant. Consulting services have a wide range depending on what your passion is. If you have a passion for beauty and cosmetics, hair styling you can make a good beauty consultant. If you love traveling you know of the best places to travel for holidays, honeymoons and many other events making you a travel consultant.

2. Electronics repair. Some people have a passion for learning how machines and alliances work. This makes them conversant with most machines like televisions, computers and many others. You can turn such a passion into a business by repairing machines.

3. Pet breeder. Many people are fond of being around domestic animals like dogs, cats or horses. They know how to feed and train them making that a good business start up.

4. Planning events. If you love having fun, you know what it takes to make an engaging event like a wedding or a birthday party.

5. Coaching. Football or golf fanatics can make good coaches of such games.

6. Home inspection. Most women love furnishing their homes with the latest items in the market hence they know of every new house item in the market. Real estate owners can grant you contracts of inspecting their homes.

7. Interior design. If painting and drawing are your hobbies you already have a good start. Make good drawings and market yourself on the social media outlets like You tube.

8. Jewellery making. You only need your hands to make nice and attractive jewels and you earn yourself a living.

9. Marketing. Some people are good at their word of mouth making them good influences and brand advocates.

10. Music lessons. Playing guitar, keyboard and singing are some people's hobbies. You can train people on such music related lessons and make a good business.

Remember, turning your hobby into a business requires some research. Beware of the principles of business before venturing into one. Once you turn your hobby into business be cautious! You are no longer doing the hobby for enjoyment but to earn a living. Make it a habit of learning new things about your hobby-turned-business to avoid burn outs.

Article Source: http://EzineArticles.com/9321707

5 Effective Invest Tips

If you are aiming to succeed in the world of investment, you must first have the right list of strategies to give high consideration. In addition to that, if you are new in the investment field, I will personally review for you five (5) effective and working investing tips that will lay the starting path to your dream success.

1. Set out a simple investment plan. You should not rush with big plans when you are new in the world of investing. Work with relevant points that will surely get you to understand your entire plan. You should not work on predictions, or you might get a rude awakening at the end. Make sure you always pick the right channel that offers long-term safety and security.

2. Invest in established companies only. Apparently, these companies have high yearly returns. Investing your money in these companies will guarantee you high and massive profits. Apart from the profits, you can be sure that your money is safe as these companies normally have honesty and ethical policies that they continuously follow.

3. Long term investing is the key. The time and your patience are of an essence when investing. So make sure that the companies that you are trusting your investment have a guaranteed future to offer. A good example is those companies that increase their share value in times. They are those worth for your investments.

4. Make sure you protect your future. Sadly, nobody can predict the future, but you can prepare for it. The future can bring positive or negative results, so to avoid facing unnecessary problems, always invest in stocks that are stable and won't make you run at a loss.

5. Invest in something you are only sure about. Do not experiment in something that might put your money at a high risk. Before investing your money, do a bit of research and if needs, consult a professional financial coach. Having the right information and knowledge on whatever you are investing in, then there is a less chance of losing your money or property. The right investment can bring a huge success and guarantee you a stable future.

Armed with these five investing tips, you can get the assurance that success will follow you all the way to the bank. There is nothing that makes you happy than seeing your money, make you more money. Good luck to your successful investing!